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Before you enroll

No inspection to enroll. A simple warm-up before coverage begins.

We don't inspect your truck at signup, no shop visit, no downtime. In its place, every TruckProtect™ plan starts with a warm-up period: coverage begins only after 30 or 90 days, depending on the component group, plus 2,500 miles driven. Here is exactly how it works.

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TruckProtect™ warm-up period

When your coverage begins

The warm-up is the trade for skipping the inspection: instead of a shop visit, your truck proves itself by running. Complete two milestones, then coverage begins.

Day 0
Enrollment
  • Purchase your TruckProtect™ plan
  • Mileage validation
  • No coverage is active yet, the warm-up starts now
After 30 days
+ 2,500 miles driven
  • Essential & Pro plan coverage begins
  • Elite coverage begins for Essential & Pro components
After 90 days
same 2,500-mile total
  • Seals & gaskets coverage begins
  • Electronics coverage begins
  • Elite-tier components coverage begins
!
Both milestones are required.
Coverage begins only once the time period has passed and 2,500 miles have been driven from your validated starting mileage. 2,500 miles is one total: no additional miles are needed for the 90-day components.

Note: Elite includes all Essential & Pro coverage after 30 days. Elite-tier components, electronics, and seals & gaskets begin after 90 days.

By plan

What starts when

Component group
Essential
Pro
Elite
Engine & transmission
After 30 days
+2500 mi
After 30 days
+2500 mi
After 30 days
+2500 mi
Eligible components
After 30 days
+2500 mi
After 30 days
+2500 mi
After 30 days
+2500 mi
Seals & gaskets
After 90 days
+2500 mi
After 90 days
+2500 mi
After 90 days
+2500 mi
Electronics
After 90 days
+2500 mi
After 90 days
+2500 mi
After 90 days
+2500 mi
Elite-tier components
—
—
After 90 days
+2500 mi

After 30 days + 2,500 miles driven · After 90 days + same 2,500-mile total · — not included in that plan

The fine print, up front

Pre-existing conditions aren't covered

TruckProtect™ protects against eligible failures that happen after your coverage becomes active. Anything already wrong with the truck when you enroll, or any failure, issue, symptom, or condition that develops or becomes apparent during the warm-up period, is not covered. These are considered pre-existing conditions or conditions that occurred before coverage became effective. We don't cover them. No one covers them. That includes:

  • A failure or symptom that exists before your enrollment date
  • A failure that begins during the warm-up, before that component group's coverage starts
  • Progressive damage that traces back to a pre-existing failure
The flip side
A failure that first occurs after your warm-up milestones are met is exactly what the plan is for, coverage available up to your plan's per-claim limit, with no cap on the number of claims.
Common questions

The warm-up, answered straight

Do I need another 2,500 miles for the 90-day components?
No. 2,500 miles is one total, counted from enrollment. If you pass it in the first month, coverage for 30-day components begins after 30 days, and 90-day components begin automatically after 90 days, no extra miles needed.
Why is there a warm-up period at all?
Because we don't inspect your truck at signup. The warm-up is the trade: you skip the shop visit and enroll in minutes, and the warm-up period confirms the truck is sound, the same assurance an inspection would give. That keeps plans affordable for every member.
I'm looking at Elite, does everything wait 90 days?
No. Everything included in Essential & Pro begins after 30 days. Only Elite-tier components, electronics, and seals & gaskets begin after 90 days.
Does towing reimbursement have its own warm-up?
Towing is reimbursed on an approved claim, so it follows the component that failed: once that component group's coverage has begun, the tow on an approved claim is reimbursed.
When does the warm-up period clock start?
Day 0 is your enrollment date, the day you purchase your plan and we validate your mileage. Both the day count and the 2,500 miles are measured from there.

TruckProtect™ is a vehicle service contract for used commercial trucks, Class 3–8. It is not insurance. Coverage availability and component groups vary by plan tier; per-claim limits apply, Essential $15,000, Pro $20,000, Elite $30,000, with no aggregate maximum and no cap on the number of claims. Coverage begins only after the applicable warm-up milestones, the waiting period and 2,500 miles driven, are met. See your contract for governing terms.

TruckClub™ has your back

Get the coverage you need to succeed.

Coverage from $59/week. No inspection to enroll. No long-term commitment.

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